Our Services

Employee Group Benefits, Individual Insurance, Voluntary Benefits, or Life Insurance for You or Your Workplace.

There are lots of insurance brokers to work with why MK Benefit Consultants......

We educate your employees about their benefits.

We build your benefit booklets, explaining costs and benefits.

We help throughout the year with plan administration and Compliance.

Once we design and agree on an employee benefits offering we love to visit your employees to educate them on the benefits and give them a chance to answer questions.

The visits can occur in person or via Zoom call, as a group, small groups, or individually.

We build you custom benefits booklets at no extra cost, explaining each of the benefits, what the employer pays for as a benefit, and the cost to the employee (broken down into “per pay period” costs).

The booklets also answer FAQs and explain how the employee can contact us or the insurer for information and assistance.

We help throughout the year with plan administration, in a way the owner or administrator would like.

That help could be with billing info and questions, adding and terming employees from coverage, preparing COBRA paperwork, and answering questions throughout the year.

We Help Employers With All Their Group Health Insurance Needs

Group Health Insurance

Group Health Insurance is the benchmark offering of insurance employee benefits. Employers with strong, cohesive employee groups offer group health insurance. And employees of businesses and non-profits that do not offer group health insurance do not view their employer as a long-term option for their work life.

A great by-product of the instability of the Affordable Care Act is that health insurance companies see group health insurance plans in the 1-99 employee size market as very stable, easy to offer health insurance, and a growth market. So the insurers are very competitive in pricing, driving the cost of group health insurance down (instead of increasing costs) over the past few years.

We can design health insurance plans in differing designs; copay plans, Health Savings Accounts (HSAs), and Health Reimbursement Accounts (HRAs). Employers must offer to each full-time eligible employee and can decide how much of the monthly premium cost the employer will pay (deductible as a business expense) and the portion the employees will pay (pre-tax through payroll deduction).